Financial Planning Association Standard of Care and Code of Ethics

May 18, 2011 by  
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Saint-Laurent Associates and Advisors adheres to the Financial Planning Association’s Standard of Care and Code of Ethics –

FPA Standard of Care principles: “All financial planning services will be delivered in accordance with the following standard of care:”

* Principle #1 – Put the client’s interest first.

* Principle #2 – Act with due care and in utmost good faith.

* Principle #3 – Do not mislead clients.

* Principle #4 – Provide full and fair disclosure of all material facts.

* Principle #5 – Disclose and fairly manage all material conflicts of interest.

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The FPA Code of Ethics is an expression of the financial planning profession’s recognition of its responsibilities to the public, to clients, to colleagues and to employers. These principles apply to all Financial Planning Association (FPA) members and provide guidance to them in the performance of their professional services:

•    Principle #1 – Integrity – Provide professional services with integrity.
•    Principle #2 – Objectivity – Provide professional services objectively.
•    Principle #3 –  Competence – Maintain the knowledge and skill necessary to provide professional services competently.
•    Principle #4 –   Fairness – Be fair and reasonable in all professional relationships. Disclose conflicts of interest.
•    Principle #5 –   Confidentiality – Protect the confidentiality of client information.
•    Principle #6 –   Professionalism – Act in a manner that demonstrates exemplary professional conduct.
•    Principle #7 –   Diligence – Provide professional services diligently.

Investment & Retirement Workshop

May 13, 2011 by  
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A New Breed of Consultants Helps Federal Employees Live, Invest and Retire Better

Until now federal and state workers have had little or no education, guidance or advice on
where or how to invest while structuring their savings for maximum growth and income.
Although, federal workers have one of the few rich benefits packages available to
American workers, it can become a financial mine field when an employee has to make
decision about retirement.   Many retirees found out much too late that had they been
offered more advice and option they may have had better investment returns during their
working years and more income protection during their retirement.

Saint-Laurent Advisors & Associates of Beverly, Massachusetts, in conjunction with
Talons Group of Bend, Oregon, will now be offering alternative benefits for retiring
federal workers.  The first of many workshops and presentations will be held in North
Conway, New Hampshire on May 12th through the 15th at the regional convention of the
National Association of Postal Supervisors (NAPS).

Saint-Laurent Advisors & Associates, with over 30 years of experience, can also help
retirees understanding the recent changes to Social Security which may drastically affect
retirement income for everyone.  Federal workers need to know if their benefits will be
reduced by the Windfall Elimination Provision (WEP) or the Government Pension Offset
(GPO).

To find out more about their workshops or for questions please contact Saint-Laurent
Advisors & Associates at (978) 232-9990 or go to http://www.StLaurentPro.com

 

A New Breed of Consultants Helps Federal Employees Live, Invest and Retire Better

 

Until now federal and state workers have had little or no education, guidance or advice on

 

where or how to invest while structuring their savings for maximum growth and income.

 

Although, federal workers have one of the few rich benefits packages available to

 

American workers, it can become a financial mine field when an employee has to make

 

decision about retirement. Many retirees found out much too late that had they been

 

offered more advice and option they may have had better investment returns during their

 

working years and more income protection during their retirement.

 

 

Saint-Laurent Advisors & Associates of Beverly, Massachusetts, in conjunction with

 

Talons Group of Bend, Oregon, will now be offering alternative benefits for retiring

 

federal workers. The first of many workshops and presentations will be held in North

 

Conway, New Hampshire on May 12th through the 15th at the regional convention of the

 

National Association of Postal Supervisors (NAPS).

 

 

Saint-Laurent Advisors & Associates, with over 30 years of experience, can also help

 

retirees understanding the recent changes to Social Security which may drastically affect

 

retirement income for everyone. Federal workers need to know if their benefits will be

 

reduced by the Windfall Elimination Provision (WEP) or the Government Pension Offset

 

(GPO).

 

 

To find out more about their workshops or for questions please contact Saint-Laurent

 

Advisors & Associates at (978) 232-9990 or go to http://www.StLaurentPro.com